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Blog Online Business Opportunity: Real Overnight Riches

Chances are high that before this day is out, yet another upstart
youngster will launch a brand new blog on some strange topic, attract
colossal amounts of traffic overnight and end up with such a hot online
business opportunity that it will make you dizzy just thinking about it.
And of course green with envy as you struggle to pick up traffic in
single digits at a time.

The blog online business opportunity is like no other entrepreneurial
undertaking ever invented by mankind. It is amazing how it requires such
little input and yet has the potential to yield such dizzying figures in
online profits.

Once a blog is enjoying sizeable traffic, there are a host of online
business affiliate opportunity ventures that the site owner can get
involved with. Adsense for example is excellent because it helps to
generate lost of cash from the content produced at the site. Adsense ads
are served on member sites according to their relevance and based on the
keyword phrases used in each individual post.

Then there are probably tens of thousands of other affiliate programs to
choose from although it is advisable for the blog site owner to look for
something that is as closely related as possible to their online business
opportunity blog subject matter.

Learn more about the best home business opportunity from a blogger who
rakes in thousands of dollars… and growing from their home business.

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Boosting your Business Opportunity

Boosting your Business Opportunity
with eRate Services

ERate is a vital piece used by schools today to meet their budget demands
for
technology. ERate is a federally funded process that must be requested by
application annually.

Just like filing for your income tax each year, some do the simple form,
while
others seek the services of professionals that can help them qualify for
funding
either they were not aware of or have not been successful in receiving.

By making eRate application services part of your repertoire, you can
either
open new doors or expand your opportunity of multiple services for
existing
clients.

To often this process is either done by an outside entity who knows
nothing
about telephony or illegally by a vendor hoping to bind the sale of
service.

NOTE:
After we have covered the basics of eRate, Dr. Jim Earle our top eRate
specialist will answer your questions.

Overview
1.1. General History of eRate?
2.2. Who Qualifies for eRate Funding?
3.3. eRate Funding Process
4.4. Who Traditionally Files eRate applications for Schools and Libraries?
5.5. Time Line for eRate Filing
6.6. What Things Do I Need to Know about a School District?
7.7. Bidding Process for Services
8.8. What Must a Vendor/Service Provider do to be Eligible to bid and/or
be awarded an eRate funded project?
9.9. What Basic Step and Forms are necessary for Processing an eRate
Funding Application?
10.10. Q&A

Presented by: Corporate Telecom Inc.
Dan Burns
Principle Consultant, CEO
Contact info:

866-858-1100
danb@corptele
Dr. James Earle
eRate & Grant Specialist
Contact Info:

866-858-2202
jime@corptele
1. General History of eRate
Telecommunications Act of 1996
Congress directed the FCC to “establish competitively neutral rules . . .
to enhance, to the extent technically feasible and economically
reasonable, access to advance telecommunications and information services
for all public and non-profit elementary and secondary school classrooms
. . . and libraries.”
Process established:
.•Provides discounts to eligible schools and libraries for
Telecommunications Services, Internet Access, and Internal Connections
.•Applicants can be schools, libraries, or consortia, but only eligible
recipients of services can receive discounts
.•Applicants must apply for discounts each year
.•Disbursements are capped at $2.25 billion annually

This responsibility is contracted by the Universal Services
Administrative Company who’s SLD (Schools and Libraries Division),
oversees eRate distribution process.
Website: sl.universalservice.org/

2. Who Qualifies for eRate Funding?
.•K-12 Public Schools
.•K-12 Private Schools
.•Libraries
.•Preschool or Head start programs (consult each state)

Must meet the statutory definition of elementary or secondary school
found in the No Child Left Behind Act of 2001
a.oMust be a non-profit institutional day or residential school,
including a public charter school, that provides elementary or secondary
education, as determined under state law
b.oMust not be operating as a for-profit business
c.oMust not have an endowment exceeding $50 million
d.oPre-kindergarten, Adult Education, Juvenile Justice

?Must meet state definition of elementary or secondary education

3. eRate Funding Process
Eligible Services
a.oEligible Services are broken down into two different groups. Funding
for all Priority 1 filings are considered and funded prior to funding
considered for Priority 2.
b.oAfter funding is completed for Priority 2 applications the SLD begins
with the highest percentage level of Priority 2 (90%) applications.
c.oPriority 1 funded first, then Priority 2 funded beginning with
neediest applicants (90%, 89%, 88%, etc.)

Priority 1
a.oTelecommunications Services ??local and long distance (POTs, Trunks,
T1) ??wire line and wireless ??Pagers ??Cellular Phones
b.oData, Video and Internet Services
??WAN
??LAN
??T1

Priority 2
a.oInternal Connections
??Data switches, hubs, routers, wiring
??Telephone switches
??Cabling

b.oServices which are conditionally eligible

Exceptions
•ERate funding does not apply to end-user equipment.
a.oTelephone handsets
b.oComputers (desktop or notebook)
c.oEtc.

4. Who Traditionally Files eRate applications for a School or Library?
.• Internal Staff: IT or Finance Department
.•Independent School Service Entities
.•Telephone Service Providers/Vendors
.•Consultants

5. Time Lines for eRate Filing
.•The eRate fiscal year is July 1 – June 30
.•Initial filing (Form 470) must be posted on the SLD website for 28 days
prior to the close of the funding window
.•Second Stage (Form 471) must be completed generally by the 1st week in
February

6. What Things Do I Need to Know about a School District?
A. Free & Reduced school lunch program percentages for the district?
Contact the State Board of Education and they should supply you with
information about;
.• Total Students
.• Free enrollment
.• Reduced enrollment
.• Percentage of free and reduced lunches
.• For both District Totals
.• By Building

B. What is the Matrix level for this district?
sl.universalservice.org/reference/dmatrix.asp
INCOME URBAN LOCATION RURAL LOCATION
Measured by % of
students eligible for the National School Discount Discount
Lunch Program
If the % of students in …and you are in an …and you are in a
your school that URBAN area, your RURAL area, your
qualifies for the discount will be… discount will be…
National School Lunch
Program is…
Less than 1% 20% 25%
1% to 19% 40% 50%
20% to 34% 50% 60%
35% to 49% 60% 70%
50% to 74% 80% 80%
75% to 100% 90% 90%

*School District MUST show in their budget that they can pay their
percentage of the project/services.
C. Do they have an approved Technology Plan?
.•When is a tech plan needed?
.oFor any funding requests accept local and long distance services.
.•How long is a tech plan good?
a.oA tech plan can be established for 1-5 years
b.oAdditions can be made to existing plans
c.oLater Jim will explain the strengths and weakness to a multi-year
compared to a single year plan.
.•Besides writing a tech plan, what other steps must be done for SLD to
accept it?
.oMust be approved by an SLD-certified approver before Form 486 filing or
start of services
.•The five areas the plan must cover:
a.oGoals / Strategies for using technology
b.oProfessional development
c.oNeeds assessment
d.oSufficient budget for the schools obligation
e.oEvaluation process
.•Points to Remember:
a.oTech Plan must establish the connections between the technology and
specific curriculum reforms or library service improvements
b.oTech Plan should provide evidence of securing the resources needed to
make effective use of the discounted services
c.oTech Plan should include an evaluation process to monitor progress
toward established goals
d.oTech Plan Approver listed on Form 486 must be SLD certified.

7. Bidding Process for Services
As services/equipment are considered, the SLD states that the process of
elimination should follow guidelines that will encourage competition
between the bidders to establish best value through an open bidding
process.
All e-Rateable items are to be posted in a competitive bidding process.
This does not mean that the entity must go with lowest bid price (consult
state board of Education).
It is up to the entity to decide whose product is of their best value. It
is vital that all posted RFPs establish specifics to clarify parameters
that are mandatory and process followed for determining these factors.
This is for clarification of any bidders and for the protection of the
entity.
.•Request for Proposal (RFP)
a.oOn all services/equipment that funding is requested for, these
services/equipment must be posted for bid for a minimum of 28-days
according to SLD.
b.oDescribes your project scope, location, other requirements in detail
c.oTraditionally this RFP is posted on a website so that any interested
vendor/service provider will have equal opportunity to bid on services or
the project.
d.oSLD list all mandatory information that must be included for the RFP
process.
.•Competition Oriented
a.oGoal is to have as many bidders as possible
b.oPromotes better service and lower prices
.•Fair and open process
a.oAll bidders treated the same, no advance knowledge of RFP information
b.oNo secrets in the process, all bidders know what is required of them

8. What must a vendor/service provider do to be eligible to bid and/or be
awarded an eRate funding project?
•A vendor/service provider must apply and receive a SPIN
1.1. File Form 498 with SLD.
2.2. Request a Service Provider Identification Number (SPIN)
3.3. Provide/update contact information

9. What Basic Steps and Forms are necessary for Processing an eRate
Funding Application?
Forms page: sl.universalservice.org/menu.asp
.•Form 470
.•This stage is a general overview of what type of services you are
requesting funding applied to.
.•This is general information including number of lines, cell phones,
size of internet access, etc.
.•Opens a competitive bidding process
.•Applicant responsible for ensuring an open, fair process and selecting
the most cost-effective provider of the desired services
.•Must wait 28 days after POSTING of Form 470 to select service provider,
sign contract/agreement, and sign and submit Form 471
.•Service providers who will participate in the bidding process cannot
complete Form 470
.•Can be filed once for multi-year contracts, but 470 and RFP must
indicate intent to sign multi-year contract
.•Make RFP available or list specific service/function and
quantity/capacity
.•Form 471
.i.This form informs SLD of who the school has awarded the
service/project to and the amount of cost.
.ii.This will also include the vendor(s) SPIN number(s).
.iii.Provides specific information on services, service providers
selected, and contracts and/or agreements
.iv.Provides discount calculation information
.v.Must be filed for each funding year
.vi.Applicant certifies compliance with rules, which include securing
access to resources to make effective use of discounts
.vii.Must be postmarked on or before the last day of the Form 471
application filing window
.•Form 486 and or 472
.i.After receiving the Funding Commitment Decision letter for SLD,
additional forms can establish that funding is sent directly to the
vendor/service provider so the school does not need to go through the
additional process of sending and confirming that the funds are sent to
the vendor/service provider.
.ii.This also removes concerns of fraudulent actions by the school
district.
.iii.Notification that services have started and the SLD can pay invoices
.iv.Certifies that Tech Plan (if required) has been approved
.v.BEAR (Billed Entity Applicant Reimbursement) Form 472 filed by the
applicant and certified by the service provider after the applicant
receives services and pays for the services in full
.•Audits and other assistance of forms and filing for both the
vendor/service provider and SLD staff.

Other items that may be discussed:
??Recent fraud has complicated to process.
??How can offering eRate services help my business opportunities?

10. Q&A

corptele

About the Author

Dan Burns, Principal Consultant

Mr. Burns is a telecommunications professional with over ten years
comprehensive experience in the telecommunications expense reduction and
management, telecommunications system hardware design, implementation,
project management. Mr. Burns is recognized as a reliable leader in this
field as an active member of the Society of Telecommunications
Consultants (STC).

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Blessing the Money You Spend

A young girl opens a birthday card from her grand mother and folded
inside the card is a crisp $100 bill along with congratulations and
sincere wishes and hopes for happiness. A successful store rewards its
customers who spend more than $20 with a bonus service or gift. A woman I
know writes hearts on her cheques and blesses her creditors each time she
makes a payment on a loan.
These individuals don’t know it but they are practicing a classic cosmic
law of prosperity as well as blessing others with their good wishes. The
young girl’s confidence is increased and the $100 brings her hundreds of
more dollars as she gets her first job. The store experiences increased
business as customers remember the kind gesture and return again and
again to re-experience the friendly vibration represented by the initial
bonus or gift. One month, the woman is unable to make her loan payment on
time, yet mysteriously, the payment is held for her without penalty.
The types of actions describe above can be truly described as Money Magic
at it’s highest level. Most people think a money spell is about receiving
money, however you can also spread blessings and increase your own good
fortune by attaching and focusing a magical energy to the money you send
out.
The key to this law of prosperity is to bless rather than curse or resent
the money you have to pay others. The key is to see money as energy as
opposed to a tangible object. One practice in magic is to gather, build
and then release energy to achieve a particular purpose. That is why
businesses often display the first few dollars that they earn and tape
them above the cash register. This money represents “good luck” and
additional good fortune.
It is no coincidence that we call the coins jingling in our pockets
“change,” as money can be used ritually to effect positives changes in
your life. However our subconscious perceptions of money can stop us from
being rich. Instinctively or subconsciously we may resent our bills or
the money we must give to others. Money that is sent out with thoughts of
resentment, anxiety or desperation tends to draw more resentful, anxious
or desperate situations to the sender.
Although it is a spiritual sin to worship money as an object, or covet it
or hoard it is still an energy t you should see as sacred in terms of its
spiritual status as energy. As it involves an exchange of energy, it is
considered to be part of the divine circulation and a way of circulating
blessings and love.
To create this kind of money magic, make the monthly “pain” of paying
your bills into a ritual. Every time you pay your mortgage, see it as a
blessing on your home. Treat your taxes as a way of supporting and
blessing all those who use the services that are created with that money.
I even sometimes kiss a bill after I pay it. It sounds ridiculous but it
helps change the energy associated with paying bills from a negative to
positive polarity.
There is a spiritual law as well that whatever you send out, returns to
you three times three or even ten fold. Rather than performing spells to
get money, try thinking the money you spend as a blessing for others. And
if you do perform a money ritual, candle burning or otherwise for
yourself, it is always a good thing at the very end of the spell to wish
that every one else on the planet that is in need of increased
prosperity, have their wish granted as well.
Here is general affirmation prosperity:
“All that I touch turns to gold and green: I am a magnet drawing
prosperity. As my prosperity increases so does the prosperity of all
those that I pay. I pray for the best for all those I pay. Money
circulates freely in my life. I shall never be weary of doing the right
thing, for when I least expect it I shall reap my rewards.”

About the Author

Sam Steven’s metaphysical articles have been published in many
high-standing newspapers and she has published several books. You can
meet Sam Stevens at psychicrealm where she works as a professional
psychic. You can also read more of her articles at newagenotebook where
she is the staff writer. Currently she is studying technology’s impact on
the metaphysics.

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Bochum Rostock Bundesliga Zwei

Half a year ago, in the last season this pair played in Bundesliga 1.

At the end of this season there will be two leagues difference between
the two sides, my guess that Rostock will say good bye to Bundesliga 2
and goes down to Regionalliga, and Bochum will lift up back to Bundesliga
1.

Rostock is after 3 defeats in a row.

Bochum 1-2-0.

Almost sure

HOME win
About the Author

top picks from the nation top handicapper ecobika

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Boat Insurance

Boat insurance will protect your boat against natural disasters.

If you own a boat, then you should probably see about getting it insured
just as you would with any other motor vehicle. After all, there are many
situations that could go wrong with your boat, and you should make sure
that you are ready for any of them. Boat insurance will go a long way
toward that. If you are looking for boat insurance, you can either get
one of the standard or generic boat insurance packages, or you can work
with an insurance agent to make sure that you get everything in your
insurance policy that you need.

The most important thing that you can do if you are going to get boat
insurance is to make sure that the company you buy your insurance policy
from has a lot of experience regarding boat insurance. In fact, the
company should specialize in boating insurance. That way, you can get all
the information you need to make an intelligent decision regarding your
boat insurance.

Two other things that you should always do, and that will also reduce
your insurance premium are to have your boat certified every two years as
still being in good seaworthy shape. You should also make sure that your
boat is well protected from theft. Besides boat insurance, however,
you’ll want to take care of your boat in general just to make sure that
it will be usable when you need it.

Boat insurance will protect you against several types of loss depending
on the insurance and your policy. You should always make sure that you
understand exactly what your policy is going to cover before you pay for
it – that way you will not be surprised later on. Boat insurance should
cover damage that could happen to your boat due to theft, vandalism, acts
of nature and other similar situations.

While boat insurance may be fairly expensive in a lot of cases, it is
still worth the money. In any case, you would not want to be caught in a
bad situation without boat insurance, so you should definitely make sure
you have some. Finally, even though most people who get insurance just go
with one of the basic packages, it is possible to make sure that you get
the specific insurance coverage that is right for you.

About The Author

Jakob Jelling is the founder of cashbazar . Visit his website for the
latest on personal finance, debt elimination, budgeting, credit cards and
real estate.

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Blogging for Your Work at Home Business

Were you aware that Blog is now an official word in the dictionary? Do
you even know what a Blog is? If you have a work at home business, you
ought to learn. Blogging is an effective and inexpensive way to promote
your work at home business. It is simple and can yield good results. If
you haven ‘t seen the multitudes of blogs on the Internet and you have no
idea what this strange word is about, a blog is a web page made up of
posts arranged in chronological order. It is similar to having a journal
or weblog on the internet. They range from personal blogs in which people
post journal-like entries or opinions to business blogs which are what
you would consider for your work at home business. Blogging for your work
at home business can actually be quite a useful tool. Blogging software
has become simplified for even the beginner user. It allows you to avoid
the pitfalls of having to learn HTML, and instead does it for you. Sites
that offer blogs usually have low cost or free blogs, which offer your
home based business the ability to be present on the internet for little
to no cost. You will not have to hire some website designer to come in
and create an entire website or wait for them to update your site when
you have new information. Blogging becomes your web advertising tool for
your work at home business. The best thing about blogging for your work
at home business is that you are also able to offer others the benefit of
your expertise. If you are a consultant or information-based work at home
business, you can bring consumers to you as they look for know-how on the
internet. Each post can be a tip or lesson to help clients and entice
customers to use your services. Not a writer? Hire a blog writer for a
small fee to post for you. Still not sure? Try looking at some different
blogs on the internet to see if blogging for your work at home business
is something you want to consider. Great free blogging sites like
LiveJournal or Blogspot offer free blogs. You can even use your blog to
earn extra revenue through advertising programs like Google AdSense and
partnering with other companies. Read the rest of the article here:
Blogging for Your Work at Home Business. Download the Free Work at Home
Manual (Free $97 Value!) and receive valuable tips, strategies and
techniques designed to grow a very successful Home Based Business.
Copyright © Charles Fuchs is an established Six Figure Income earner and
one of the top online marketer ’s. He specializes in showing people the
Best Work at Home and Home Based Business on the internet. I grant
permission to publish this article, electronically or in print, as long
as the bylines are included, with a live link, and the article is not
changed in any way.

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Breakout Stocks: The Quest For Stock Market Gold

(The links on the right side are that of our advertisers. If you wish to
open them in new browser window you can right click on the mouse and
click on “open in new window” menu. )

I find the stories about the California Gold Rush era fascinating because
at few other times across the course of human history, could a person of
modest means potentially achieve great wealth. Though the quest for gold
was not always easy for the 49ers, and not all of them achieved wealth,
once they literally “staked their claims, ” each person had the same
opportunity to achieve instant riches as the next. The Gold Rush was the
great equalizer. Finding great stock trading opportunities is, in a way,
like the 49ers ‘ quest for gold, in that anybody– whether young or old,
rich or of modest means, male or female– has a chance to create wealth
for him or herself. But finding a shinny nugget at the bottom of your pan
is one thing, while finding those select stocks that have the most
explosive upside potential is quite another. Today, I know why trading a
stock just as it breaks out can lead to explosive gains, and I know the
thrill of watching a quality stock quickly swell my portfolio, but this
was not always the case. In fact, I tried out just about every other
stock trading strategy first, because I found studying stock charts
tedious and confusing. Which stocks should I concentrate on? What should
a stock ’s chart look like? What moving averages should I use? Which
oscillators are the best? You would think that as an executive at a
financial television channel, I ‘d have the inside track on slick ways to
trade the market, wouldn ‘t you? After all, I regularly rubbed elbows
with some of the most influential stock market gurus on the financial
seminar circuit. There was only one thing. Each individual was busy
selling his or her own unique stock trading strategy. As I bounced from
trying one trading strategy to the next, I began to realize that many of
these techniques did not work as predictably as I had expected. At one
point, I even turned to penny stocks thinking they were the way to make
big money in the market. After all, 5,000 shares of a stock made you feel
like a pretty big investor. But in the end, even a $1.50 stock could
become a .75 stock overnight, on some little ripple in the company ’s
game plan, and poof! Half your grubstake…gone! And, since penny stocks
are usually so thinly traded, it took a “month of Sundays ” just to
execute a sell order. Meanwhile you watched as your sell order
single-handedly brought the stock ’s value down far below what you were
hoping to get for it. The shortcomings of many of the stock trading
strategies I tried only made me more determined to find a more
predictable way to make money in the stock market. My epiphany came while
turning the first few pages of a book on stock charts that had been sent
to our television station by the publisher. The book had been sitting on
a bookshelf in a corner of my office for some time collecting dust. The
book? Analyzing Bar Charts For Profit by John Magee. Magee was talking
about how the field of technical analysis developed, beginning with the
early moving averages developed by Charles Dow dating all the way back in
1884. As I read, three things occurred to me. 1. First, some very smart
people had been hot on the trail of finding a system of using charts to
anticipate stocks ‘ movements for a very long time. 2. Second, charts
represented the only visual, factual record of a stock ’s movement that
was not filtered through some financial news analyst or stock market
guru. 3. Third, and most important, it actually seemed plausible to make
reasonable assumptions, based upon certain charts, as to when a stock was
nearing its greatest potential. Could I have finally found the “holy
grail ” to stock profits I had been searching for? Of course, nothing is
ever as simple as it seems at the outset, and quite frankly, the study of
charts took me far deeper into technical analysis than I ever had
intended to go. Yet somehow the quest for a more definitive way of
knowing when to buy high-potential stocks had grabbed hold of me, and
wouldn ‘t let go until I had some hard and fast answers. I read every
book on charting techniques I could lay my hands on. At night, armed with
my charting software, I ‘d download a list of stocks and stare at their
charts trying to discern what they were telling me. William O ‘Neil ’s
“How To Make Money In Stocks ” helped me to better understand the
relationship between a stock ’s daily price action and its volume.
Slowly, after what seemed an eternity, I began to spot the chart
patterns. Of course gaining knowledge about technical analysis is one
thing, and putting this knowledge into practice is quite another. Here
again, there was no shortcut. No abbreviated course. No quick cure. I had
to rigorously trade stocks based upon my assumptions about a stock ’s
chart. I ‘d hear seasoned traders say this is a process that takes about
four years of frustration, elation and often, disillusionment. They
weren ‘t kidding. Once I emerged from this “birth of fire, ” I had a
newfound respect for the market forces. Gone was any pretense of
cockiness or self-pride. I felt almost as if I had achieved a kind of
“warrior status. ” In the end, I learned that trading stocks just as
they broke out was simply the most dependable way to make money I had
ever been exposed to. There wasn ‘t any guarantee, there were still
surprises, and not everything worked out exactly as planned, but when a
stock ’s time had come to break out, there just was no quicker way to
make money. These days, I usually begin my search for stock market gold
by scrutinizing a company ’s fundamentals and choosing the best of the
best. Why? Because a leading company has an established track record for
executing a successful game plan, and is less likely to surprise you with
negative news. Believe me, with all the varying factors that you have to
contend with in trading stocks, you at least want to have your best
players on the field. Why would you want anything less than your top
quarterback in the Superbowl? The same thing applies to stocks. Does the
company have successive quarters of earnings increases? How does the
company stack up to others in terms of its “relative strength, ” or
price stability? Is the company in a strong industry group? Is the stock
under accumulation by mutual fund companies? Then I look at the stock ’s
chart. Here ’s where things start to get exciting, because breakout
stocks form certain time-tested patterns just before breaking out.
“Time-tested ” does not mean foolproof, but from a cup-with-handle,
double-bottom, flat base, or other types of chart patterns, you can begin
to discern the telltale signs of pent up demand. The stock may drift
sideways, or slightly downward as if it is disinterested in going any
higher. Meanwhile, it ’s daily volume drops to a whisper. It ’s almost as
if the stock is sleepwalking. A lot of traders take this to mean there is
no interest in the stock. Nothing could be further from the truth. One
day, the stock seems to turn on the afterburners, and you see this
explosive burst of volume that exceeds anything the stock recently seemed
capable of. You silently watch in awe as this stock breaks through its
resistance/buy point and then heads skyward. Then, as you watch your
profits mount, you sit back in your chair and allow yourself a brief
moment to reflect on the thrill that the 49ers must have felt, because in
your own way, you ‘ve just hit paydirt. For more information visit
StockConfidential Copyright © 2005, Paul Johnson

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